Lombard Direct Loans

Lombard Direct has been one of the UK’s eminent online providers for over ten years providing affordable low cost loans.

With a Lombard Direct Personal Loan you can:

• Borrow up to 25,000
• Rates stay fixed so your monthly payments won’t change
• low-cost payments
• immediate and easy 24 hour online application - it only takes 15 minutes
• Interest rates dependent upon loan amount and your personal circumstances
• repayments must be made by Direct Debit
• No set up fees
• No administration charges or complicated paperwork
• Optional Loan Payment Protection
• Cash transferred directly into your bank account once the loan has been approved

Eligibility requirements

You are welcome to apply for a Lombard Direct Loan if you:

• Are working, retired or receiving disability living allowance
• Are aged 22 or over
• Are resident in England, Scotland or Wales
• Have a bank or building society current account which accepts Direct Debits
• Do not have any County Court Judgments
• You can apply for sole or joint applications
• In the case of a joint application you must reside at the same address as your co-applicant

Lombard Direct is a part of the RBS group. Lombard Direct is one of the UKs leading online lenders for the past ten years, and was established in 1995. Since that time, it has managed over 900,000 loan accounts.

Lombard Direct loans offer a fixed interest to allow for better budgeting. The loans are unsecured, and you can repay them over two to seven years. Loan terms of six or seven years are only available on loan amounts of £10,000 or over. If you decide to pay back your Lombard Direct personal loan early, you will be charged the equivalent of one months interest.

After applying you will be given a decision within 1.5 business days. If your application is accepted, your loan agreement should arrive in the mail within two days. You can have the funds transferred directly into your account as soon as your paperwork has been received by Lombard Direct (there is a fee for this service). If you do not choose the Express Next Working Day Transfer option, the transfer will take three to five business days.

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