Zopa is a marketplace for Social Lending and is administered by the worlds first borrowing exchange.

Zopa was created by the core team that created Egg.com and is backed by Benchmark Capital who are the people who backed eBay.

Features include:

• Borrow as much as £25,000
• Fantastic rates
• Online application
• No early redemption penalties
• You can choose the rate at which you wish to borrow
• No missed repayment fees
• No middleman, no banks involved

Compare the best deals in unsecured personal loans by UK providers online now.

Zopa is a borrowing and lending exchange and as a Zopa member, you can choose to be a borrower or a lender, or even both. If you take out a Zopa Unsecured Loan, you could be borrowing from a professional, pensioner, student or entrepreneur. Zopa is a well-regulated and secure way to borrow.

Zopa stands for Zone of Possible Agreement and refers to the overlap between the lowest amount a lender is prepared to get for something and the highest amount the borrower is prepared to pay.

Interest rates are agreed upon by its lenders. You will pay a fee of 0.5% of the loan up front, and you can expect a strict credit check. You cannot borrow from Zopa if you earn less than £25,000 a year, have any CCJs or tons of unsecured debts. You will also find it hard to get a Zopa Loan if you’ve had trouble making bill payments in the past.

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Additional Terms: zopaloans, zopaloan, zopasloans, zopa.co.uk

A Yorkshire Bank Personal Loan usually offers you:

• Loan amounts from £1000 to £25000, in multiples of 250
• Flexible repayment terms from 1 to 5 years and up to 7 years for home repairs
• fixed interest rates
• Your loan does not require you to own a home
• Helpful advice
• Online application
• Optional Repayment Protection Insurance
• Same day transfer of funds for existing Yorkshire Bank clients

Only existing Yorkshire Bank clients can apply online for a Yorkshire Bank Personal Loan as you will need to make repayments from a Yorkshire Bank Account. If you do not currently hold an account with Yorkshire Bank but would like to apply for a Personal Loan, simply call into your nearest branch.

If applying online a response is usually given within one working day of you submitting your application form. If you are a Yorkshire Bank customer, your loan will be automatically paid into your bank account once your signed loan agreement has been received along with any supporting documentation.

Applicants must be 18 or over. Loans are subject to status and the rate and term at which funds are lent will reflect on Yorkshire Banks assessment of your personal circumstances, your chosen loan amount and your loan purpose.

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Additional Terms: yorkshirebankloans, ybonline.comloans, yorkshirefinance

With a Welcome Finance personal unsecured loans you can:

• Borrow between £750 to £8500
• Apply regardless of having County Court Judgements or less than perfect credit
• Pay a fixed rate of interest each month
• 2 to 4 years payment plan
• Use your loan for for most things

Repayment packages will however vary depending on the sum borrowed and the length of the payment plan.

A personal loan for homeowners from Welcome Finance allows you to borrow more and spread your repayments over a longer period of time at a lower APR.

With a secured Welcome Finance personal loan you can:

• Borrow from £1500 to 50000
• Repayment your loan over a period of up to 15 years
• Apply for a loan even if you have mortgage arrears, CCJs or a low Credit Rating (be sure to check with the lender first)

As with any secured loan secured against your home, make sure you can afford the monthly repayment or your home may be at risk of repossession. Compare Welcome Finance unsecured loans online now.

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Additional Terms: welcomefinance, welcomefinanceloans, welcomfinance

A Virgin Unsecured Loan can be used for just about whatever you choose from home repairs to consolidating existing debts.

With a Virgin Loan you can:

• Borrow up to £25,000
• Enjoy competitive APR on loans between 5,000 and 25,000
• Choose your repayment schedule from one to seven years
• Apply online
• immediate decision
• Speedy transfer of funds once you have signed your loan agreement
• Optional Payment Protection Insurance, also known as PPI

Compare Virgin Loan deals online now and obtain a free no obligation quote.

Virgin Money was established in 1995 and launched the Virgin Money loan in May 2002. Currently, Virgin Money offers a wide range of banking services, such as, credit cards, loans, mortgages, insurance, savings, and pensions.

The Virgin Money unsecured loan allows for you to borrow from £3,000 to £25,000 at a fixed rate of interest. It is possible to choose a loan term between 12 to 72 months. Should your circumstances change, Virgin also allows you to request an increase of the original amount of the loan. Four months of payment break is another potentially attractive feature. There is no penalty for the early repayment of a Virgin Money loan.

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Additional Terms: virginmoney, virginmoneyloan, virginloan, virgin.co.uk/loans

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If you’re needing to consolidate existing debts or take on some much needed home improvements a Tesco Non-Homeowner Loan could be just what you are looking for. Tesco Finance are an award-winning provider so why not get a Tesco Unsecured Loan quote online today.

A Tesco Finance Loans offers you:

• Loan amounts from £3,000 to£ 25,000
• Simple and expeditious online application
• No set up charges
• Option to choose your own payment plan that best suits you
• Fixed interest rates so your payments will never change from month to month
• Transfer balances from other cards and personal loans
• Take a 2 month repayment break at the start of the loan (depending on availability)
• Optional payment protection insurance

Apply online now to obtain a free no obligation quote.

Tesco Finance is a joint venture between Tesco plc and RBS. The Tesco Non-Homeowner Loan is not secured on your home, and the interest rate is fixed, allowing you to budget for the same repayment amount every month. Maximum term for Tesco loans under £15,000 is 5 years, with the exception for home rennovation loans.

Tesco Unsecured Loans for refinance purposes can be taken for a maximum of five years except for home owners, for whom maximum term is over seven years. Tesco loans over £15,000 are just available to those who have a mortgage.

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Additional Terms: tescounsecuredloans, tescofinance, tescofinance.com, tescopersonalloans

Get your financial situation under control with a Smile Loan that suits your requirements.
You could:

• Borrow as much as £25,000
• Apply online
• Receive a competitive Annual Percentage Rate on loans between 7,500 to 25,000
• fixed rates for the total life of the loan so your payments will never rise
• Repayment period up to 7 years
• Opt to have an optional payment protection insurance to cover your payments in case of unexpected illness or in case you lose your job

Search online now for the best deals with a Smile Personal Unsecured Loan

Along with CIS and The Co-operative Bank, smile.co.uk is part of the of The Co-operative Financial Services (CFS) family. Smile.co.uk is based in Stockport, near Manchester.

Like The Co-operative Bank, it has a strict ethical policy, dedicated to following its customers ethical concerns. The fact that it is online supports its ethical policy, keeping running costs to a minimum.

All transactions can be carried out online, including standing orders, foreign currency exchange and requests for an increased overdraft. Smile.co.uk customers are able to withdraw money from any LINK cash machine, while cash and cheques can be paid into any post offices branch.

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Additional Terms: smilepersonalloan, smileloans, smile.co.ukloans, smile.co.uk/loan

Sainsburys lets you to:

• Borrow from 7,000 to 25,000
• Apply online
• Decision in minutes
• Receive your money in 24 hours
• Competitive fixed APR
• No repayments for the first 3 months
• Optional payment protection insurance

Compare Sainburys Loans online now and find the optimum deal for you.

Sainsbury’s began trading in February 1997, and was the first major British supermarket to open a bank. Sainsbury’s Bank has over 1.5 million active clients, and its assets are well over £2 billion. Sainsbury’s Bank provides a wide range of financial products including loans, insurance, credit cards, and savings accounts.

Sainbury’s Bank loans allow you to borrow up to £100,000 at the typical Annual Percentage Rate of 8.95%. A service fee of between 0 and 10% of the loan amount may be charged depending on credit history and ability to provide proof of income. The average amount is £640.

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Additional Terms: sainsburysbankloan, sainsburysloan, sainsburysfinance

RBS loans offers you many advantages, typical features include:

• Borrow between £1000 to £25,000
• Loan amount can be used for almost any purpose
• Internet application
• Competitive Annual Percentage Rate, online rates for loans over 15,000
• 5 to 7 year payment plan depending on loan amount
• Ten year loans if you borrow 2,500 or more for home improvements
• Optional repayment protection
• Next day transfer of funds for existing RBS customers, otherwise 5 working days for non customers on application approval

Compare RBS Personal Loans online now. RBS is part of the Royal Bank of Scotland group, one of the UK’s leading lending institutions. The Royal Bank of Scotland was originally established in Edinburgh by royal charter in 1727. In 2000, in the biggest take over recorded in the history of British banking, the Royal Bank bought National Westminster Banks plc.

Presently, RBS itself has around 700 branches, mainly in Scotland, though there are branches in many larger towns and cities throughout England and Wales. The Royal Bank of Scotland group prints its own banknotes, and offers a highly varied portfolio of services for corporate, business and individual clients.

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Additional Terms: rbsloans, rbspersonalloans, royalbankofscotland

If you need to borrow a small amount of cash only, a Provident loan could be just what you need.

Provident Payday loans offer the following:

• Online Application
• Borrow cash from £50 to £500
• Have your money arranged quickly
• No hidden charges
• Home collection, payment book available to keep track of all payments
• No late payment or early settlement costs
• Regular fixed rate payments

Provident is a name you can trust and has been established for 125 years.

If you require some money before payday, loans from Provident Personal Credit offer a fast and easy solution - you can have a decision in principle within minutes.

We realise that there are moments in life when you just can’t wait until payday - payday loans of between £50 - £500 can make life a lot simpler.

All Provident Payday Loans come with no hidden costs or interest. You don’t have to fill in a complicated form or provide security.

Because at Provident Personal Credit they’ll evaluate only your current ability to repay a loan to help you manage until payday - loan approval from Provident does not depend on your past circumstances.

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Additional Terms: providentpaydayloans, providentloans, paydayloansfromprovident

A Post Office Personal Unsecured Loan may be what you are looking for should you be thinking of changing your automobile, undertaking some home redecorating, or simply looking to getting rid of existing debts into 1 monthly payment.

A Post Office Loan allows you to:

• Borrow from £1,000 to £25,000
• Competitive fixed interest rates
• Online application and Fast decision
• Optional payment protection insurance
• Loan repayment holidays available subject to condition

To apply for a Post Office Personal Unsecured Loan applicants must be aged 21 or over and residents of the UK. Post Office Loan are provided by Bank of Ireland and are subject to a status check.

The Post Office Loan gives you a convenient method of borrowing from a nationally recognised company that most people use on a daily basis.

Many banks won’t provide very small unsecured loans, but with the Post Office you can borrow from 1,000 to 25,000. A Post Office loan can be taken out for many reasons - you might need to pay for a new car, a much deserved holiday, home improvements or to consolidate high interest debts. Whatever the reason, a Post Office Personal Loan can cater for it. However, the interest you’ll pay is certainly not among the cheapest around. It is fairly competitive, but you should be able to find lenders whose typical APR is cheaper.

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Additional Terms: postofficeloans, postofficefinance, postofficepersonalloans